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- Married couple Alexandria and Andrew, who have two children, earn a combined income of $100,000. They love and support each other as witnessed by their undergarments. But their debt is placing a strain on their relationship. Because of the children, they have decided that Andrew, who is a transit operator, will work nights while Alexandria works days. While they have their child minding duties covered, they do not have the marriage covered as they rarely see each other. Andrew manages the household finances. They are equally to blame for their overspending, Andrew's spending which is on bigger ticket toys, such as a motorbike, while Alexandria's is smaller but more constant. Alexandria's shopping is a replacement for the intimacy now missing in their relationship. As the one who controls the finances, Andrew eventually learns of Alexandria's spending, which she often hides from him. As such, he has cut up Alexandria's plastic, which may have temporarily curbed her spending, but which has further damaged their relationship. They have already consolidated their consumer debt into their mortgage to the tune of $76,000. But what that move has resulted in is that debt being out of sight and out of mind, which has led to them further racking up an additional $40,000 of consumer debt. They have presented a facade of a perfect household, the public spaces of their house which are immaculate. However those public spaces mask the problems which they hide in their junk room basement. Gail makes them make a symbolic gesture to show they are masking their consumer debt in their mortgage. Alexandria has to take control of the finances for the month so that she can get a clearer picture of the day-to-day money issues. Andrew has to sell the big toy, namely the motorbike. Alexandria has to channel her creative energies into something else besides shopping. And Andrew has to rebuild the trust in their relationship by doing something meaningful for Alexandria, while they both work together to accomplish a task associated with their beloved almost top to bottom immaculate house.